Low Interest Home Equity Loan
The Next Phase Of The Mortgage Mess
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http://refinancemortgagenow.net/blog/?p=1170 Subprime is the term applied to loans given to people with shaky credit. Alt-A is the next-higher category, typically covering mortgages to borrowers who had better credit but didn't want to document their incomes or wanted an initial period of low payments, often covering only the interest on the loan. While defaults have been creeping up in the alt-A category this year, the foreclosures that have wracked the housing market so far have been largely the result of defaults among subprime borrowers.
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